Next Paycheck
Says no for a living.
Meet Pork, your AI money coach. Type what you want to buy and what it costs. Pork checks it against your paycheck and the bills due before the next one, then says no and roasts you until you put your wallet away. It's the funniest way to stop impulse buying and actually make it to your next paycheck.
You walked away. It's added to the money you've avoided, and your streak keeps climbing.
Cave noted. Pork roasts you for folding and it comes off what's safe to spend.
Days since you last gave in. Don't be the reason it resets.
How it works
Set up your paycheck and bills once, in about 30 seconds. After that every impulse runs the same loop: you ask, Pork does the math, and you log what you actually did.
Weekly, every two weeks or monthly, plus your payday. Next Paycheck counts the days until the next one.
Rent, utilities, phone, subscriptions: pick from 11 presets or name your own, billed weekly, monthly, quarterly or yearly.
Type what you want and the price. Pork checks it against what's safe to spend this paycheck, then turns it down with a roast.
Tap or swipe. Resisting grows your streak and your money avoided; giving in comes straight off what's left until payday.
Want the method without the pig? Try the 24-hour rule, or work out how much you can spend until payday.
Screenshots
Here's what happens when you ask. Every verdict is written fresh by AI, in your language.
Two modes of tough love
Same denial, different delivery. Both roast the purchase, never the person.
Comedian mode tells you what the purchase would actually leave you with until payday, then makes fun of you for asking.
"$150 out of $175 leaves you $25 for 16 days. Hope you like the taste of shoelaces."Pork · comedian mode
Savage mode is a roast comic with a long memory: it may bring up your last impulse while it shreds this one.
"A fourth $7 latte today? Your barista's buying a boat. You're buying regret and oat milk."Pork · savage mode
No guilt-tripping spreadsheets. No boring graphs. Just a pig with a vendetta against your impulse buys.
Pork · your AI accountability pig
Why it works
Impulse buys live in the few seconds between wanting and tapping Buy. Asking Pork puts a deliberate stop right there, which is where every "wait 24 hours" rule tries to work.
Your paycheck, minus the bills due before the next one, minus everything you've already given in on this cycle. That's what's safe to spend. Pork just reads it back to you.
Your streak counts the days since you last gave in, and every resisted ask adds to the money you've avoided. Breaking it feels worse than skipping the thing.
A few hours after you ask (you choose, from 1 hour to 3 days), Pork checks in: "Be honest. Did you cave yet?" Impulse buys don't get to sneak back.
Everything Pork does
Next Paycheck is free to download and includes 10 free asks. NextPaycheck+ unlocks unlimited asks, Savage mode, the streak counter and the Decision log. Pork's verdicts are written by AI (DeepSeek, with Apple's on-device model as a fallback where available) and only after you agree to a consent screen that names the provider.
Download
Setup takes about 30 seconds: your paycheck, your payday, your bills (or skip them), and your first ask.
On a computer? Scan with your iPhone camera.
Guides
Practical how-tos for the money questions people actually search for, each with the steps to do it in Next Paycheck. Several include a free printable or calculator.
FAQ
Next Paycheck is an impulse-control app for iPhone. You add your paycheck and fixed bills, and before you buy something you ask Pork, an AI money coach, who checks it against what's safe to spend before payday and talks you out of it with a roast.
Learn more →No, by design. Pork's job is to be the voice that talks you out of impulse buys, so every verdict is a no, delivered with the math (Comedian) or without mercy (Savage). Whether you resist or give in is still your call.
Learn more →It takes your paycheck and subtracts the fixed bills due before your next payday, plus anything you've already given in on this cycle. The result is your safe-to-spend number, and Pork judges each new ask against it.
Learn more →No. Next Paycheck doesn't connect to banks or cards. You enter your paycheck and bills yourself, there's no account to create, and your numbers are stored on your device.
Learn more →Comedian, the free default, is loud and exasperated and usually tells you what the purchase would leave you with until payday. Savage, part of NextPaycheck+, skips the numbers and goes straight for the roast, sometimes bringing up your last impulse too.
Learn more →Next Paycheck is free to download and includes 10 free asks. NextPaycheck+ is an optional subscription that unlocks unlimited asks, Savage mode, the streak counter and the Decision log.
Learn more →Usually because buying feels good right now and the cost feels far away. Stress, boredom, tiredness and sales tricks like countdown timers make it worse, and one-tap checkout removes the pause where you'd normally reconsider. Spotting your own triggers is the first step to interrupting them.
Learn more →A day when you don't spend money on anything beyond essentials and bills you've already planned for. Strung together, no-spend days become a streak, which makes the habit visible and gives you a reason not to break it.
Learn more →Cleo links to your bank and roasts what you've already spent, alongside cash advances and savings. Next Paycheck needs no bank login: you ask Pork before you buy, and he checks the price against your paycheck and bills.
Learn more →From the blog
Download Next Paycheck, ask Pork, and keep your money. He'd rather not be consulted, but here we are.
Download on theApp Store